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Liberation of personal finance

Morfin grants you the freedom to use crypto in a fully-compliant space. Operate a care-free, whitelisted wallet with IBAN account. No more unfair account freezing and suspicious looks from regulators.

compliant with EU regulation

incorporated in Luxembourg and subjected to audits

token offers dividends and consultative voting rights inside the company

the early investors will also get discounts and special features on Morfin services

Tokenomics

0.5M EUR
SOFT CAP TARGET

1M EUR
HARD CAP TARGET

Funding Type SEED ROUND 1
Dividends: YES
Voting rights: YES (no governance)
Platform services discounts YES
Presale date: To Be Announced
Sale date: To Be Announced
Raise amount 500,000 – 1,000,000 EUR
Company valuation (post money): 25 millions EUR
Minimum investment 150 EUR
Accepted currencies EUR, BTC, ETH
Blockchain ethereum(ERC-20)
KYC procedures required Jurisdiction EU member states

Countdown to STO launch

-134DAYS -21HOURS -18MINS -11SECS

FEATURES ROADMAP

Q2 2020
Q3 2020
Q4 2020
Q1 2021
Q2 2021
Q3 2021
Q4 2021
Q1 2022
Q2 2022
Q3 2022
Q4 2022
Q1 2023
Q2 2023
Q3 2023
Q4 2023
Q1 2024
Q2 2024
Q3 2024
Q4 2024
mobile app | crypto wallet | eWallet with
IBAN integration
mobile app | crypto wallet | eWallet with
IBAN integration
debit cards debit cards
external wallet integration | referral program external wallet integration | referral program
integrating users’ external bank account |
business accounts
integrating users’ external bank account |
business accounts | p2p market |
integration with external exchange
EMI license | social scoring |
expense gamification with rewards
EMI license | social scoring |
expense gamification with rewards | p2p FX |
geographical expansion | expense tags BI |
expense prediction AI |
in-app token governance
p2p marketplace |
expense tags BI/expense prediction AI
p2p ATM |
request money links
p2p FX, in-app token governance p2p lending | Eastern European Cards |
open source frontend
p2p ATM Eastern European currencies IBANs |
tools for SME invoicing | VAT |
SME automatic invoice payment
p2p lending white label solution for banks |
AI generated personalized UI on app
Tools for SME invoicing/VAT invoice payment OCR and QR |
direct debits
Eastern European currencies IBANs Layer2 solution integration (Lightning /
Cosmos / Plasma)
SME tools POS (crypto POS)
Layer2 solution integration (Lightning /
Cosmos / Plasma)
Asia and Africa expansion | Corporate
multibanking and multibank cards
Invoice payment OCR and QR Crowdfunding features for SME | Alexa /
Siri / Google home integration
Crowdfunding features for SME Securities trading license (STO platform)
SME automatic invoice payment (send
my mail, upload in portal)
Crypto to crypto smart credit cards
Escrow accounts
Banking license
Morfin foundation – social program (1:1
donations, for each paying user one
person in need will be helped)
Securities trading license (STO platform) Morfin Academy for financial education
and sustainable finance

WITH MINIMAL FUNDING WITH MAXIMAL FUNDING

GET WHITELISTED NOW FOR A
DISCOUNT ON SECURITY TOKENS